Level Up Your Money Game
Budgeting: Finally Not Boring.
Adulting is Hard. Finances? Even Harder. 😩
Managing money feels overwhelming, especially these days.
Meet Jar:
Your Financial BFF 💖
Budgeting without the 'ugh'.
AI That Actually Gets You
Personalized insights and recommendations based on your spending habits.
Jar learns from you, so you can make smarter money moves.
Meet the Jar Squad: Gen Z & Millennials 🎯
Jar is designed for digital natives who want to take control of their finances.
Tech-savvy and mobile-first.
Value experiences over material possessions (but still need to save for them!).
Looking for simple, intuitive solutions.
Often juggling multiple income streams (gig economy, side hustles).
Facing unique financial challenges (student debt, rising cost of living).
0%
0%
of Gen Z use mobile banking apps regularly.
0%
0%
of Millennials demonstrate basic financial literacy.
0%
0%
of Millennials are open to using AI-powered financial tools.
The Struggle is Still Real: Money Headaches
The Struggle is Still Real: Money Headaches
We Did Our Homework!
We dug deep to understand your financial world.
Extensive desk research: Analyzed 20+ industry reports, articles, and case studies.
Reviewed competitor apps and user reviews.
Synthesized data to identify and understand common user challenges.
Read detailed research finding
Navigating Jar: It's a Breeze! 🗺️
Home
Your personalized financial dashboard. See your balance, recent transactions, and progress towards your goals at a glance.
Total balance
Live Suggestions Cards
Your Summaries Cards
What if?
Smart Spend Navigator
Understand your spending habits. AI-powered insights help you identify areas to save.
Suggested by Brad✨(AI)
Offers from Jar
Explore Your Spending
Shorts
What if?
Savings
Create and manage multiple savings goals. Track your progress and celebrate milestones.
Create New Jar
Your Jars
Group Jars
Shorts
Settings
Manage your account, settings, and notifications. Access help and support. And also your linked accounts.
Your Details
App Preferences
Help/Support
Seamless Journeys: How It Works ➡️
Designed with You in Mind: Our Philosophy 💖
User-Centered
Every feature is designed to meet the specific needs and address the pain points of Gen Z and Millennials, based on thorough research.
Gamified for Engagement
Made savings fun and rewarding with challenges, progress tracking, and rewards. This encourages positive financial habits and keeps users motivated.
Minimalist & Intuitive
I believe in simplicity. No clutter, no confusion, just easy money management. The interface is designed to be intuitive and easy to navigate, even for first-time users.
AI-Powered Personalization
I leverage the power of AI to provide tailored advice, insights, and recommendations, helping users make smarter financial decisions.
Source
Below are all the sites that i have researched and collated this case study.
https://scoop.market.us/personal-finance-mobile-app-market-news/
https://www.researchgate.net/publication/353109750_Personal_finance_apps_and_low-income_households
https://apps.apple.com/hk/app/planto-hk-1-money-tracker/id1303666016?l=en-GB
https://www.remitfinder.com/blog/7-best-financial-apps-for-expats-in-singapore
https://lyfeguard.com/articles/personal-finance/best-personal-finance-apps
https://transfy.io/blog/the-5-best-personal-finance-apps-for-young-nigerians
https://interexy.com/6-emerging-trends-in-the-personal-finance-app-market/
https://diceus.com/guide-to-personal-finance-app-development/
https://easternpeak.com/blog/personal-finance-app-development/
https://www.edvisors.com/blog/uncommon-budgeting-strategies/
https://www.thefinanceweekly.com/post/4-types-of-budgeting-methods-and-their-pros-and-cons
https://bedfordconsulting.com/eight-types-of-budgeting-processes-and-the-pros-and-cons-of-each/
https://managementconcepts.com/resource/building-a-budget-challenges-and-best-practices/
https://klaxoon.com/insight/budget-planning-5-tips-to-surpass-last-years-performance
https://cuttingedgefcu.org/2022/04/27/savings-goals-strategies/
https://americasaves.org/resource-center/insights/54-ways-to-save-money/
https://www.getfocalpoint.com/maximize-your-cost-savings-and-avoidance-strategies/
https://www.cemti.com/cutting-edge-difference/cost-saving-innovations/
https://www.investopedia.com/investing/alternative-investments-stock-market/
https://stvp.stanford.edu/articles/investing-on-the-cutting-edge-innovation-that-pushes-boundaries/
https://www.yieldstreet.com/five-ways-to-make-money-outside-the-stock-market/
https://www.morganstanley.com/articles/alternative-investments-key-themes
https://finimize.com/content/morgan-stanleys-five-cutting-edge-long-shot-investment-ideas
https://www.amazon.com/Pioneering-Portfolio-Management-Unconventional-Institutional/dp/0684864436
https://www.investopedia.com/investing/investing-strategies/
https://www.fdic.gov/bank-examinations/mobile-banking-rewards-and-risks
Please Note: This presentation outlines a conceptual ideation for the "Jar" app. It is important to remember that this project was developed as a design assignment within a limited timeframe and involved several key assumptions. A real-world project would necessitate further in-depth research, iterative development, and ongoing user testing to refine features and achieve optimal results.